Full service embedded finance for banks, fintechs and brands

Full service embedded finance for banks, fintechs and brands

Scalable, modular banking infrastructure powering account funding, payouts, digital wallets, bank accounts, card issuing, and rewards.

Ingo Payments and Sardine Team Up to Combat ‘Gone in Five Minutes’ Account Opening Fraud

Modern financial experiences

Instant account funding, transfer, payout and account issuing solutions tailored for your business.

Ingo offers scalable, secure and flexible technologies to facilitate seamless financial experiences.

Issuing

Create value with account and card issuing solutions

Instant debit, prepaid, and digital wallet account issuing powered by Ingo’s money movement services
Instant Account Funding & Transfers

Grow deposits and enhance account utility

Safe, instant consumer account funding, transfers, bill payment and open-loop, pay anyone P2P
Payouts

Pay anyone, anywhere, any way they choose

Real-time digital disbursements funded to any account they choose or to an instantly provisioned debit or credit card account
Issuing

Create value with account and card issuing solutions

Instant debit, prepaid, and digital wallet account issuing powered by Ingo’s money movement services
Issuing

Create value with account and card issuing solutions

Instant debit, prepaid, and digital wallet account issuing powered by Ingo’s money movement services
Payouts

Pay anyone, anywhere, any way they choose

Real-time digital disbursements funded to any account they choose or to an instantly provisioned debit or credit card account
Payouts

Pay anyone, anywhere, any way they choose

Real-time digital disbursements funded to any account they choose or to an instantly provisioned debit or credit card account
Instant Account Funding & Transfers

Grow deposits and enhance account utility

Safe, instant consumer account funding, transfers, bill payment and open-loop, pay anyone P2P
Instant Account Funding & Transfers

Grow deposits and enhance account utility

Safe, instant consumer account funding, transfers, bill payment and open-loop, pay anyone P2P

“As we look to build this industry, we needed someone who is going to partner with us and get into the trenches. ”

Trent Striplin

VP of Payments and Fraud

“Our partnership with Ingo has delivered market leading digital payment options to our clients. ”

Jon Briggs

Head of Commercial Product & Innovation

“We chose Ingo for their flexibility in enabling funds flows – and ability to offload complex licensing requirements to their platform, not ours.”

Jordan Boesch

Founder and CEO

Featured industries

Embedded banking and payments for every company

Ingo brings extensive experience across a broad spectrum of industries and use cases and will work with you to customize solutions that address the unique needs of your industry.

Financial institutions

  • Commercial B2C disbursements
  • Consumer account funding & transfers
  • Pay anyone P2P

Fintech

  • Instant account funding
  • Transfers and bill payment
  • Pay anyone P2P

Gaming

  • Digital wallet funding
  • Withdrawal

Hospitality & Travel

  • Gratuities
  • Appeasement and goodwill
  • Guest refunds
  • Property owner settlement

Payroll & GIG Marketplace

  • Earned wage access
  • Cashless tipping
  • Awards and incentives

Insurance

  • Ad hoc and recurring, single- and multi-party claims
  • Workers’ comp and disability
  • Agent commissions
  • Premium payments and refunds

Lending

  • Loan disbursements and payments
  • Line of credit draws
  • Balance transfers

Real Estate & Property Management

  • Property owner payments
  • Security deposit refunds
  • Vendor payments
  • Rent collection

Trucking & Transportation

  • Owner-operator and broker payments
  • Factoring disbursements
  • Fleet service and repair contractors

The Ingo difference

  • 23

    +

    Years in Business

  • 240

    +

    Employees

  • HIGHEST

    network approval rating

  • RISK

    Management DNA

  • First

    innovator in push payments

  • Responsive

    client support + quarterly reviews

  • 23

    +

    Years in Business

  • 240

    +

    Employees

  • HIGHEST

    network approval rating

  • RISK

    Management DNA

  • First

    innovator in push payments

  • Responsive

    client support + quarterly reviews

Meet Ingo’s team

Drew

“We like to call our clients ‘partners’ as that’s how we feel about them. It’s about building a relationship.”

LYDIA

“It's really easy to give a company an API and say good luck. It's harder to make sure that you're with them as they scale. It’s what sets us apart.”

RUSTY

“It's not about what happens when everything's going right, but when something goes wrong. Our people are always available to jump in and solve problems.”

LISA

“It's very important to us that we find the best way to make our services support our client’s business. We meet them where they are.”

JAY

“When companies talk with us, they quickly discover our expertise in this space. We aim to get all their questions answered so they feel confident and safe.”

SARAH

“Our brand lives and breathes through our people and our shared philosophy of excellence and partnership.”

Meet the rest of the Ingo leadership team

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