Payroll & gig marketplaces

Transform the payment experience for employees and contractors with embedded payments solutions and expert support tailored for your business – all with a single integration.

  • Earned wage access

  • Cashless tipping

  • Awards and incentives

  • Payroll card issuing (coming soon)

  • 64

    %

    U.S. consumers live paycheck-to-paycheck

  • 67

    %

    consumers are more inclined to continue a business relationship if paid instantly

  • 17

    %

    employers offer real-time access to earned wages

  • 49

    %

    consumers would pay a fee to receive instant income and earnings disbursements

  • 64

    %

    U.S. consumers live paycheck-to-paycheck

  • 67

    %

    consumers are more inclined to continue a business relationship if paid instantly

  • 17

    %

    employers offer real-time access to earned wages

  • 49

    %

    consumers would pay a fee to receive instant income and earnings disbursements

Technology solutions for payroll & gig marketplaces

Scalable, secure, and flexible technologies to facilitate seamless money movement.

Instant payments orchestration

Payments complexity for payroll & gig marketplaces – simplified.

Account ownership verification, tokenization, payment routing, reconciliation, and bank sponsorship, all in a single integration.

Expert teams collaborate and guide every phase

Unparalleled consultation, service and support from solution design to daily operation.
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Broad payment choice and reach

Ubiquitous funding reach including bank accounts by debit card, RTP and ACH, PayPal, credit cards, lenders, and billers, as well as instant issue accounts.
Proprietary routing with pricing intelligence

Least-cost routing automation and failover across redundant direct network integrations.
Rigorous transactional risk management

Real-time underwriting, configurable risk management, network-wide fraud screening, velocity monitoring, and sanctions screening and clearing.
Flexible connectivity to power any customer experience

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke DigitalPay SaaS platform to get in-market fast.

Pay and get paid

Anytime, anywhere

Any way they choose

"We chose Ingo for their flexibility in enabling funds flows – and ability to offload complex licensing requirements to their platform, not ours."

Jordan Boesch, Founder and CEO
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Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.

Relevant resources

Generation Instant: Freelancers Use Instant Payments to Reduce Financial Hardship

Generation Instant: Freelancers Use Instant Payments to Reduce Financial Hardship

84% of freelancers would choose instant payments if given the option.

Understanding Digital Disbursements for the Gig Economy

Understanding Digital Disbursements for the Gig Economy

Meeting The Demand For Instant Ad Hoc Payments - April 2024 Report

Gig Economy and Gaming Push Instant Payments Forward

Payers used instant rails for more than one-third of payments, a 28% increase in the last quarter alone.

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