Instant payouts & digital disbursements
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78
%
consumers are highly satisfied with instant payments
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3 in 4
consumers select instant for speed and good funds guarantee
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72
%
consumers chose instant payments when given the option
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69
%
consumers more likely to stay if offered free instant payments
Instant payments orchestration for disbursements
Ingo's unique instant payment platform simplifies payment processing, expands payment options, improves conversion rates, enhances security, and provides valuable insights. Together, these result in a better customer experience at a lower cost.
Pay any way they choose
Let your customers choose how they want to be paid to any account they own or to a new account. You can elect which payment options to offer.
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To Bank Accounts
By debit card, RTP and ACH transfer
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To Prepaid Cards
Including existing and instant-issue prepaid accounts
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To Digital Wallets
Including PayPal and Venmo
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To Credit Cards
Support for Mastercard, Visa, Amex, Discover and private- label cards
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To Instant Issue Accounts
Create an account in real-time for one-time or recurring payouts
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To Lenders & Merchants
For disbursement, bill payment and balance transfer use cases
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By Check
Yes, even by check—if that is their choice
Protect your business and your customers
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Transactional Risk Management
In-line digital identity verification and account ownership validation performed according to your custom-configured risk rules
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Regulatory Compliance
In-line sanctions screening and clearing, account-level velocity monitoring and dynamically managed workflow and session clock management, configurable by regulatory jurisdiction
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Data Security
Bank-hardened platforms audited and certified annually for PCI DSS Level 1 and SSAE SOC 1, Type 2 and SOC 2, Type 2 compliance
Operate seamlessly and efficiently
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Reconciliation & Settlement
Daily line-item reconciliation reporting and aggregated account settlement
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Payment Operations & Servicing
Responsive support for recipient dispute resolution, proof-of-payment evidence and payment returns management
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Data & Analytics
Comprehensive real-time stage and status webhooks; financial, business performance and trend reporting; and industry benchmarking insights