Instant payouts & digital disbursements

Pay anyone, any way they choose

Transform the way your business pays with instant payouts to support any use case: single- and multi-party one-time, ad hoc and recurring payments to consumers and businesses.

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

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Instant payments orchestration for disbursements

Ingo simplifies payment processing, expands payment options, improves conversion rates, enhances security, and provides valuable insights. Together, these result in a better customer experience at a lower cost.

Streamlined operations Payment choice and reach Independent routing logic and failover Redundant network integrations for unmatched reliability Risk management, data security and regulatory compliance Operational support and exception management

Connect any way you like

Embedded and hosted payment experiences with a single integration.

API

Straight-thru processing to any endpoint in the Ingo Payments Gateway for PCI-certified platforms.

Iframe

Dynamic plugin embeds seamlessly into your UX to securely capture, verify, and tokenize payment account credentials.

DigitalPay Software-as-a-Service (SaaS) Platform

Custom-branded, event-driven disbursements platform supports end-to-end digital engagement.

Batch File Processing

Bridge the gap between legacy infrastructure and modern digital payments experiences, leveraging file-based processing.

Pay any way they choose

Let your customers choose how they want to be paid to any account they own or to a new account. You can elect which payment options to offer.

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    To Bank Accounts

    By debit card, RTP and ACH transfer

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    To Prepaid Cards

    Including existing and instant-issue prepaid accounts

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    To Digital Wallets

    Including PayPal and Venmo

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    To Credit Cards

    Support for Mastercard, Visa, Amex, Discover and private- label cards

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    To Instant Issue Accounts

    Create an account in real-time for one-time or recurring payouts

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    To Lenders & Merchants

    For disbursement, bill payment and balance transfer use cases

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    By Check

    Yes, even by check—if that is their choice

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Protect your business and your customers

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    Transactional Risk Management

    In-line digital identity verification and account ownership validation performed according to your custom-configured risk rules

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    Regulatory Compliance

    In-line sanctions screening and clearing, account-level velocity monitoring and dynamically managed workflow and session clock management, configurable by regulatory jurisdiction

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    Data Security

    Bank-hardened platforms audited and certified annually for PCI DSS Level 1 and SSAE SOC 1, Type 2 and SOC 2, Type 2 compliance

Operate seamlessly and efficiently

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    Reconciliation & Settlement

    Daily line-item reconciliation reporting and aggregated account settletement

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    Payment Operations & Servicing

    Responsive support for recipient dispute resolution, proof-of-payment evidence and payment returns management

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    Data & Analytics

    Comprehensive real-time stage and status webhooks; financial, business performance and trend reporting; and industry benchmarking insights

Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.