Instant account funding & transfers

Grow deposits and enhance account utility

Move money seamlessly into and out of customers’ accounts while protecting your bottom line with risk management and fraud protection services.

  • 47

    %

    Fintechs consider fraud to be their most pressing challenge

  • 74

    %

    Fintechs agree that a lack of payment options adds friction to the user experience

  • 41

    %

    consumers cite guarantee of good funds/speed as their most critical issue when depositing money

  • 47

    %

    Fintechs consider fraud to be their most pressing challenge

  • 74

    %

    Fintechs agree that a lack of payment options adds friction to the user experience

  • 41

    %

    consumers cite guarantee of good funds/speed as their most critical issue when depositing money

Instant payments orchestration for inbound and outbound transfers

Empower customers to move money where and when they choose.

Transfer money into and out of accounts instantly Bill payment to over 23K billers Credit card transfers and debt consolidation Custom branded DigitalPay SaaS platform

Instant account funding and payments

  • Fund accounts instantly from external debit and prepaid cards and bank accounts with real-time underwriting and zero fraud liability

Outbound transfers and payouts

  • Power instant money transfer to external debit, prepaid and credit cards, bank accounts, investment accounts and mobile wallets
  • Print and mail checks
  • Instantly issue and fund prepaid, DDA/Debit, payroll and virtual credit card accounts (coming soon)

Bill payments and balance transfers

  • Pay over 23,000 billers
  • Perform credit card and loan balance transfers
  • Pay off third-party debts

P2P money transfer

  • Enable your customers to pay anyone, anywhere with a turnkey, branded digital platform for non-customer recipients
  • Recipients choose the way they get paid or open a new account instantly
  • Monetize choice and speed

Protect your business and your customers

  • Transactional Risk Management

    In-line digital account ownership verification, transactional risk underwriting and zero fraud liability, featuring device fingerprinting and network-wide fraud screening

  • Regulatory Compliance

    In-line sanctions screening and clearing, account-level velocity monitoring and dynamically managed workflow and session clock management

  • Data Security

    Bank-hardened platforms audited and certified annually for PCI DSS Level 1 and SSAE SOC 1, Type 2 and SOC 2, Type 2 compliance

Operate seamlessly and efficiently

  • Reconciliation & Settlement

    Daily line-item reconciliation reporting and aggregated account settlement with a variety of interoperable fintech and traditional bank partners

  • Payment Operations & Servicing

    Responsive support for recipient dispute resolution, chargeback management, proof-of-payment evidence and payment returns management

  • Data & Analytics

    Comprehensive real-time stage and status webhooks by subscription; financial, business performance and trend reporting; and industry benchmarking insights

Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.