Fintech

Deliver a safe, instant funding and transfer experience with embedded solutions and support tailored for your business – all with a single integration.

  • Instant account funding

  • Transfers and bill payment

  • Pay anyone P2P

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

Technology solutions for fintech

Scalable, secure, and flexible technologies to facilitate seamless money movement.

Instant payments orchestration

Payments complexity for fintechs – simplified.

Account ownership verification, tokenization, payment routing, reconciliation, and bank sponsorship, all in a single integration.

Expert teams collaborate and guide every phase

Unparalleled consultation, service and support from solution design to daily operation.
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Broad payment choice and reach

Ubiquitous funding reach including bank accounts by debit card, RTP and ACH, PayPal, credit cards, lenders, and billers, as well as instant issue accounts.
Proprietary routing with pricing intelligence

Least-cost routing automation and failover across redundant direct network integrations.
Rigorous transactional risk management

Real-time underwriting, configurable risk management, network-wide fraud screening, velocity monitoring, and sanctions screening and clearing.
Flexible connectivity to power any customer experience

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke DigitalPay SaaS platform to get in-market fast.

Add or transfer money

Pay and get paid

Any way they choose
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Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.

Relevant resources

The Issuers Report 2023: FinTechs’ Instant Payments Mismatch

The Issuers Report 2023 offers a snapshot of the current state of services FinTechs offer consumers in the United States.

2023 Money Mobility Index

The 2023 Money Mobility Index, a PYMNTS and Ingo Money collaboration, is based on two surveys.

The FinTech Fraud Ripple Effect

The FinTech Fraud Ripple Effect details the frictions customers experience when using FinTechs for their money mobility needs.

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