Financial institutions

Modernize corporate disbursements to grow revenue and eliminate paper checks with real-time disbursement solutions featuring payment choice.

Commercial B2C disbursements
Consumer account funding & transfers
Pay anyone P2P

78

%

consumers are highly satisfied with instant payments
3 in 4

consumers select instant for speed and good funds guarantee
72

%

consumers chose instant payments when given the option
69

%

consumers more likely to stay if offered free instant payments

78

%

consumers are highly satisfied with instant payments
3 in 4

consumers select instant for speed and good funds guarantee
72

%

consumers chose instant payments when given the option
69

%

consumers more likely to stay if offered free instant payments

Instant Account Funding & Transfers for consumer banking customers

Grow deposits and enhance account utility

Safe, instant consumer account funding, transfers, bill payment and open-loop, pay anyone P2P

Payouts for commercial banking clients

Provide the technology your commercial clients need to pay anyone, anywhere

Extend the benefits of real-time digital disbursements featuring in-line risk management and recipient payment choice to your commercial clients via seamless flat file or API integration in your commercial banking platform

Instant payments orchestration

Payments complexity for financial institutions – simplified.

Account ownership verification, tokenization, payment routing, reconciliation, and bank sponsorship, all in a single integration.

Expert teams collaborate and guide every phase

Unparalleled consultation, service and support from solution design to daily operation.

Broad payment choice and reach

Ubiquitous funding reach including bank accounts by debit card, RTP and ACH, PayPal, credit cards, lenders, and billers, as well as instant issue accounts.

Proprietary routing with pricing intelligence

Least-cost routing automation and failover across redundant direct network integrations.

Rigorous transactional risk management

Real-time underwriting, configurable risk management, network-wide fraud screening, velocity monitoring, and sanctions screening and clearing.

Flexible connectivity to power any customer experience

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke DigitalPay SaaS platform to get in-market fast.

Pay and get paid

Anytime, anywhere

Any way they choose

"Our partnership with Ingo has delivered market leading digital payment options to our clients. "

Jon Briggs, Head of Commercial Product & Innovation

Speak with an Expert

Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.