Financial institutions

Modernize corporate disbursements to grow revenue and eliminate paper checks with real-time disbursement solutions featuring payment choice.

  • Commercial B2C disbursements

  • Consumer account funding & transfers

  • Pay anyone P2P

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

Technology solutions for consumer and commercial banking customers

Scalable, secure and flexible technologies to facilitate safe and seamless money movement.

Instant payments orchestration

Payments complexity for financial institutions – simplified.

Account ownership verification, tokenization, payment routing, reconciliation, and bank sponsorship, all in a single integration.

Expert teams collaborate and guide every phase

Unparalleled consultation, service and support from solution design to daily operation.
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Broad payment choice and reach

Ubiquitous funding reach including bank accounts by debit card, RTP and ACH, PayPal, credit cards, lenders, and billers, as well as instant issue accounts.
Proprietary routing with pricing intelligence

Least-cost routing automation and failover across redundant direct network integrations.
Rigorous transactional risk management

Real-time underwriting, configurable risk management, network-wide fraud screening, velocity monitoring, and sanctions screening and clearing.
Flexible connectivity to power any customer experience

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke DigitalPay SaaS platform to get in-market fast.

Pay and get paid

Anytime, anywhere

Any way they choose

"Our partnership with Ingo has delivered market leading digital payment options to our clients. "

Jon Briggs, Head of Commercial Product & Innovation
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Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.

Relevant resources

Ingo Payments + Deposits

Ingo Payments Acquires Deposits Inc., Redefining Money Mobility for Banks and Corporates with the Launch of Its Modern Money Stack

Ingo Payments, a trusted leader in account funding and disbursements solutions defined as Money Mobility, announced its acquisition of Deposits Inc., …

Top of Wallet: Digital Wallets' Ascent for Payments - and More

Top of Wallet: Digital Wallets’ Ascent for Payments — and More

July 2024

Ingo Payments’ Edwards Reflects on FedNow’s First Year

It’s the Network, Not the Rail: CEO Drew Edwards Reflects on FedNow’s First Year

“There’s a long cycle of adoption required, first, with the banks and then with the enablers, and then with the businesses. – Drew Edwards, CEO of Ing…

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