Financial institutions

Power modern financial experiences with Ingo’s embedded banking platform—streamline payments, grow deposits, and expand non-interest fee income, all without legacy core constraints.

  • Commercial B2C disbursements

  • Consumer account issuing, funding & transfers

  • Pay anyone P2P

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

  • 78

    %

    consumers are highly satisfied with instant payments

  • 3 in 4

    consumers select instant for speed and good funds guarantee

  • 72

    %

    consumers chose instant payments when given the option

  • 69

    %

    consumers more likely to stay if offered free instant payments

Technology solutions for consumer and commercial banking customers

Scalable, secure and flexible technologies to facilitate safe and seamless money movement.

Instant payments orchestration

Payments complexity for financial institutions – simplified.

Account ownership verification, tokenization, payment routing, reconciliation, and bank sponsorship, all in a single integration.

Expert teams collaborate and guide every phase

Unparalleled consultation, service and support from solution design to daily operation.
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Broad payment choice and reach

Ubiquitous funding reach including bank accounts by debit card, RTP and ACH, PayPal, credit cards, lenders, and billers, as well as instant issue accounts.
Proprietary routing with pricing intelligence

Least-cost routing automation and failover across redundant direct network integrations.
Rigorous transactional risk management

Real-time underwriting, configurable risk management, network-wide fraud screening, velocity monitoring, and sanctions screening and clearing.
Flexible connectivity to power any customer experience

Quick, single integration via flat file, API, iframe, SSO and hosted, bespoke DigitalPay SaaS platform to get in-market fast.

Pay and get paid

Anytime, anywhere

Any way they choose

"Our partnership with Ingo has delivered market leading digital payment options to our clients. "

Jon Briggs, Head of Commercial Product & Innovation

"Rather than going direct we chose Ingo, professionals with a rock-solid platform who know how to move money and manage network relationships. "

Adam Feinstein, VP of Product and Payments
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Partners for Scale

We understand the importance of scaling your business seamlessly. You can count on us as your dedicated payments partner, committed to your success from solution design to full-scale operation.

Our Commitment

With a team of long-tenured payments experts and over 240 experienced employees, we are committed to providing exceptional service and support at every level of our organization.

Our Approach

We approach each use case with a collaborative, problem-solving mindset, ensuring our solutions are tailored to meet your specific needs.

Relevant resources

Speed Meets Security: How Real-Time Payments Are Outsmarting Fraud

March 2025

Checks at Risk: How Paper Payments Weaken Fraud Prevention

Check, Please? The Costly Hangover of Paper Payments

January 2025

2025 Will Change the Rules for Bank-FinTech Partnerships

Ingo Payments’ Edwards: 2025 Will Change the Rules for Bank-FinTech Partnerships

As the banking and payments sector stands on the cusp of 2025 on a new regulation-averse government worldview, one of the issues that bears watching i…

Upcoming Event

American Banker’s Digital Banking 2025

Boca Raton, FL
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